Repay monthly on your pay date
You can borrow UP TO £[[product.limits.upper_limit]]
Rate [[product.interest]]% per day
You can borrow UP TO £[[product.limits.upper_limit]]
Rate [[product.interest]]% per day
Borrow: £100 for 30 days Interest: £24.00 One repayment of: £124.00 Annual interest 292% (variable). Representative 1270% APR
4 simple steps to borrow with MYJAR.
Click APPLY to start application. Once completed we will present you with your personalised loan options.
Keep the PIN handy we send you by text. At the end of the application form you will need to enter this.
Choose the loan term and amount that suits you best and click BORROW.
Once your loan is requested we'll send the money to your bank account within 15 minutes.
MYJAR uses the information that you provide about your income and expenditure, along with information from a credit reference agency, to make sure that what we lend is affordable for you to maintain the contractual repayments. However, you should also check that the repayments are manageable alongside your other credit commitments and your usual monthly expenses. You should also consider how long you want to borrow the money for as a shorter term loan may not be suitable, if you want to borrow for a longer period of time.The independent Money Advice Service has a really simple to use budget planner.
For longer term loans, it is important to consider how your circumstances might change over the next 6 or 12 months and what this might do to your ability to manage financially. This is important because, late payments on loans can lead to extra costs and fees. It may also affect your ability to obtain further credit from MYJAR and other lenders in the future.
The rate of interest itself is an important factor, but you always need to think about the total amount that you will pay over the whole term of the loan. For example, a shorter term loan with a slightly higher rate of interest might cost you less overall than a longer term loan even at a lower rate.
Alternatively, if you borrowed a larger amount over a short period time the monthly amount may not be affordable, so you would be better repaying smaller amounts over a longer term and taking advantage of a lower interest rate.
At MYJAR we only ever charge interest on what you borrow. You might find therefore, that if you can afford to make early payments from time to time, the overall cost of your loan can reduce considerably. It will also help to pay the loan off sooner.
Before you borrow you should stop to think if borrowing is the best option for you. You may be taking a short term loan to pay an unexpected, essential bill or you may decide that you can move some or all of your existing borrowing to MYJAR to take advantage of a better deal but borrowing to purchase a non essential luxury item or a night out might not be such a good decision.
It always pays to shop around. Look at the deal that really suits your situation. It takes only a few moments but it could save you a lot in the long run.
For more details click here› | FAQ› | Back to the top
Access longer and larger loans at lower rates.
Move up the MYJAR ladder by repaying your loans on time.
Your MYJAR credit score determines which jars you can access and the amount that is affordable to repay each month.
APPLY now to see your personalised jars.
We've been in business since 2009 and issued over 1.5 million loans.
At MYJAR we have always worked a little differently to other short-term loan providers. We have never given rollovers and always offer support when our customers tell us they need a helping hand.
We help people manage their finances by lending small amounts. Customers who borrow responsibly become eligible for longer loans and better rates.
We're flexible: Pay us back when it best suits you
We're responsible: We will always carry out affordability checks
We're fair: There are no hidden charges
We're there: You can get in touch 7 days a week
For more details click here› | FAQ› | Back to the top
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Read about working at MYJAR, the team and our commitment to be a great place to build your career at.
If you’re looking for a career in a responsible, innovative and fun company, then get in touch! Have a look at the available positions and apply. Or send us your CV directly and we’ll be in touch!
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
