What is a cookie?
The law provides that we can store cookies on your computer, mobile or other device if they are essential to operate this website however, we need to ask if you are happy for us to use any other non-essential cookies.
Types of cookies
There are various different types of cookies:
- Strictly necessary cookies. These cookies enable services that users have specifically asked for. Strictly necessary cookies are essential for the operation of a website and enable users to move around websites and use their features, e.g. cookies that enable users to log into secure areas of a website.
- Non-Essential Cookies
- Analytical/performance cookies. These cookies collect information about how visitors use websites. Such information is aggregated, anonymous and not personally identifiable and is used to improve how websites work, e.g. these cookies can recognise and count website visitor numbers and see how visitors move around websites.
- Functionality cookies. These cookies allow websites to remember choices that users make, (e.g. user name or language), and enable website owners to personalise their content for users, greet them by name and remember users’ preferences to improve their experience. They may be used to provide services that users have asked for, e.g. watching a video. The information collected may be anonymised and these cookies cannot track users’ browsing activity on other websites.
- Targeting cookies or advertising cookies. These cookies record users’ visits to websites, the pages users visit and the links users follow. This information is used to make websites and the advertising displayed on them more relevant to users’ interests and to limit the number of times that users see advertisements and measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. Information obtained by these cookies may also be shared with third parties, e.g. advertisers. Often targeting/advertising cookies are linked to site functionality provided by third parties.
Cookies can either be “session cookies”, (which allow websites to link the actions of a user during a browser session, can be used for a variety of purposes and expire after the browser session), or “persistent cookies”, (which are stored on users’ devices in between browser sessions for a specified period of time, allowing the preferences or actions of the user across a website, or in some cases different websites, to be remembered).
Cookies can also either be “first party cookies”, which are set by the website which is visited by the user, (the website displayed in the URL window), or “third party cookies”, which are set by a domain other than the one being visited by the user, (a third party cookie will be set if a user visits a website and a third party company sets a cookie through that website).
What cookies do we use, what do they do and consent to use:
You can find more information about the cookies we use and the purposes we use them for in the tables below. By using our website, you agree that we can place strictly necessary cookies on your device. You will have a choice whether to allow us to use the non-essential cookies.
Table 1 - Strictly Necessary Cookies
|Cookie||Purpose||Duration||First or Third-Party Cookies|
|Session||These are first party cookies, which are both strictly necessary and functional. They store temporary information to enable site functionality and collect and hold certain information which improves the user experience whilst on our website by setting the appropriate language for the user and maintaining the user’s login details throughout the session, avoiding re-authentication.||These cookies are session cookies.||First-Party|
|Affiliate Tracking||These cookies are first party analytical / performance cookies. They are affiliate tracking and error management cookies, which provide information about traffic sent via third party advertisers regarding users’ visits to our website and which pages are visited by users when they make loan applications. This information enables us to improve our website and monitor errors in respect of the website.|
The information collected by these cookies helps us to identify whether or not a user of our website has come to the website via one of our affiliates, (an affiliate is a website operator who can send traffic to a website using links from another website). If so, these cookies identify the affiliate.
The information collected by these cookies does not include any personally identifiable information and none of the information collected is passed to any third parties.
|These cookies are persistent cookies.||First-Party|
|lovation||These are third party cookies, which are used in connection with the provision to us of certain device identification and fraud prevention services.|
The information collected by these cookies does not include any personally identifiable information.
|These cookies are persistent cookies.||Third-Party|
Table 2 - Non-Essential Cookies
|Cookie||Purpose||Duration||First or Third-Party Cookies|
|Google Analytics||We use Google Analytics to measure and analyse how users interact with our website. Google Analytics generates mostly statistical data but may also hold more detailed information like IP addresses, device information and other information needed to help understand and improve customer interaction.||These cookies are persistent cookies.||First-Party|
|Trustpilot||These cookies are used for analytics and help count how many people visit a site by tracking if you have visited this site before. These cookies are also required to show accurate Trustpilot score. These cookies have a lifespan of 1 year.||These cookies are persistent cookies.||Third-Party|
When accessing our website, you accepted or declined the use of different types of cookies. If you wish to prevent the use of some types of cookies, you can do this by checking the cookie settings on the MYJAR website here.
If you require further information regarding cookies or our use of them, please contact our Data Protection Officer at the following address: MYJAR, Unit 22426, Po Box 7169, Poole, BH15 9EL.