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Money saving tips & news

Money Saving Tips

MYJAR Explains: Secured Loans

Taking out a secured loan means borrowing money against your assets, traditionally your house or flat.

16th September 2013

Money Saving Tips

How to Compare Loans & Choose The Best One for You

If you want to borrow money, it is crucial to take time to understand how to compare loans and decide between them. If you consider your options carefully and make a sensible decision, taking out a loan may improve your situation and help you to manage your finances.

6th September 2013

Money Saving Tips

MYJAR Explains: Guarantor Loans

When it comes to loan applications, it’s inevitable that certain individuals – due to a bad track record or low income – will not be approved. In some cases, the answer can be to get a friend or relative to help, not by lending you the money but by acting as a guarantor on your behalf. In this way, the lender offers a loan based on the ability of the guarantor to pay.

30th August 2013

Money Saving Tips

MYJAR Explains: Debt Consolidation Loans

Many people owe money to multiple lenders, and sometimes it becomes difficult to juggle these separate debts and keep them all under control.

30th August 2013

Money Saving Tips

MYJAR Explains: Bad Credit Loans

When a bank or other financial institution is deciding whether or not to lend to you, your credit history is one of the key factors they take into consideration. There is no single credit scoring method applied by lenders. Although scoring methods often take stock of similar things, like the total amount of credit an individual owes and their repayment track record, lenders also note other factors.

23rd August 2013

Money Saving Tips

MYJAR Explains: How Can I Boost my Credit Score?

Credit scoring is a process used by lenders to assess whether to lend to you. The criteria differ from lender to lender and there is no universal credit scoring process. Credit reference agencies generate credit ratings, but lenders use these as only part of their decision when choosing who to lend to.

8th August 2013

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