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Money saving tips & news

MYJAR Explains: Personal Loans

MYJAR Explains: Personal Loans

It can happen to anyone: you work hard all week, every week and your finances are in order, but an unforeseen expense arises in the middle of the month and throws your budget off course. It might be a household repair, an essential part for the car or an item for the kids that just can’t wait. There might even be tempting 2-for-1 offers at the supermarket that can save you money.

Borrow Money until Payday

Payday is still two weeks away and you need financial cover straight away. If you are a UK resident with an active bank account and a regular income, short-term personal loans from MYJAR could be your answer. The money you need will be transferred to your bank account within fifteen minutes of your approved application and subsequent loan request, so that you can resolve your financial situation immediately. To make sure that you don’t incur extra charges for late payment, we will remind you by text and email at least two days before your repayment is due.

Applying for Personal Loans

Before you apply for a MYJAR loan, it is crucial to be sure that you can pay it back on time. It is therefore advisable to ensure that when you take out a loan, you plan ahead to ensure that you have enough money in your account when your loan repayment is due.

If you are confident of your ability to repay, fill out the online application form. You will need to provide certain personal details such as your name, address, and bank information. We will run our own credit score checks, including at a Credit Reference Agency and in some cases we might need to ask you to provide supporting documentation such as your bank statements. Once you have completed the application and given your consent to the terms in the Customer Agreement, we will process your application. 

Supportive Lender

We know that sometimes things don’t work out as planned. MYJAR is committed to helping its customers when they get into financial difficulty and we will always do all we can to set up and maintain manageable repayment plans, and to point the way to independent financial assistance. Our responsive staff can be contacted by phone, email or live chat.

Need Help?

We're an award-winning direct lender, committed to providing clear, simple and responsible loans when our customers need us. If you need some assistance to meet an urgent financial requirement on either a short or long term basis, APPLY NOW for one of our loans.

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Warning: Late repayment can cause you serious money problems. For help, visit the Money Advice Service

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