You left it a bit late to pick up your child’s birthday present, so you’re skipping through an online retailer at last minute. You’re keen to have it delivered the next day, and can’t help but notice the HUGE banner advertising ‘free next-day-delivery’ postage. You eagerly click, only to be shocked with an equally huge bill once your ‘1 month free trial’ (which was only mentioned in the small print!) has run out.
We are all used to the ‘too good to be true’ offers that ultimately cost us more. Supermarket BOGOFs that end up cluttering your cupboards with things that you didn’t really want, and the ‘introduce a friend’ bargains can earn you a fiver but lose you a friend.
But not all freebies are like that. PayPlan is an organisation that, over the last 20 years has helped over 1 million people who are worried about their money – all for free! Great quality debt and money advice can be invaluable in helping you get your finances back into shape and that’s what PayPlan does, day in, day out, and all free of charge. If, for some reason, you prefer to pay for what you can get for nothing, there are plenty of firms out there who will charge you a fee which means that some of the money you could have used in clearing your debts will be swallowed up in charges and it will take you much longer to become debt free.
The table below gives you a comparison of debt management companies and their debt management plan fees.
PayPlan is one of the most trusted and respected providers of free debt advice in the country, and they can help you avoid getting into financial difficulties. If you are already out of control of your debts, they will help you recover and get your finances back into shape. PayPlan is absolutely committed to helping their clients take responsibility and control of their money and to find affordable debt solutions. We at MYJAR strongly support this approach and that is why we are proud to provide funding to PayPlan in their work. In fact, to help them reach still more people, we have recently agreed to increase our funding so that they can help MYJAR customers move away from a fee paying debt-advice plan to a free plan with PayPlan.
You can see what clients say about the help they have received from Payplan by looking at their Client feedback page.
It is never too late (or too soon) to take control of your money. You can contact PayPlan by visiting www.payplan.com or Freephone 0800 280 2816 – yes, even calling them is free!
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk