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Money Tips: Keeping Fit and Healthy on a Budget


If the words ‘fit’ and ‘healthy’ conjure up images of a shiny gym with a hefty monthly membership fee and expensive organic food, think again. Looking after your body doesn’t need to come with a large price tag. MYJAR encourages its customers to maintain a responsible financial attitude, and it’s much easier to keep this up if you also have a disciplined approach to other aspects of your lifestyle. Transforming your exercise regime is the ideal starting point.

Here we bring you our top tips for staying in great shape without making a significant dent in your wallet.

Have Clear Goals

It can be tricky to keep motivation up long-term if you don’t have clear aims in mind to begin with. Fitness goals could include anything from target weight to number of active hours per week. Having a plan won’t cost you a penny, and should actually help you to see more clearly how you can keep active without eating into your bank account.

Use an App

There are plenty of fantastic free apps for phones and tablets designed to motivate you to get moving. Use apps like mapmyrun to measure your activity or myfitnesspal to measure your calorie intake and you’ll soon make fitness a part of your everyday life.

Look Out for Bargain Work-out Gear

Gumtree and Freecycle can be great sources of cheap or even free exercise equipment. Pick up some bargain dumb-bells or a yoga mat and kick off your new active lifestyle without delay!

Go Jogging or Ride a Bike

These are great ways to get exercise and fresh air all in one go! Ride your bike to work and you could even save money on your car expenses too.

Play a Team Sport

There’s nothing like getting friends and family involved in your fitness regime to boost motivation levels. Gather a group of people together every week to play whatever sport you like; football, rugby, or even tennis, are brilliant options. You’ll shed pounds and enjoy yourself at the same time – all for free!

Run an Exercise Class from Home

It can be as simple as getting some friends round, cranking up the music and having a dance. Cheap and cheerful!

Run a Marathon

If there’s a worthy cause you want to raise money for, don’t waste any time in signing up to run a marathon. You’ll get fit as a fiddle while doing something truly worthwhile.

Follow all of the above and you’ll find yourself leading a fitter, healthier and more economical lifestyle. Win, win, win!

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk