Credit scoring is a process used by lenders to assess whether to lend to you. The criteria differ from lender to lender and there is no universal credit scoring process. Credit reference agencies generate credit ratings, but lenders use these as only part of their decision when choosing who to lend to.Read On ›
When money’s a bit tight sometimes things seem to be get worse instead of getting better.
It’s easy to struggle on hoping that things will improve on their own, however taking positive steps like putting a budget together and sticking to it can be easier than you think.
Check out our budget plan tips to help get you off on the right foot.Read On ›
The way that benefits are paid is being changed. For some, this means that the date payments are received will change. For others, the amount might change, for some people, both things will be true.Read On ›
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk